Credit Repair Business

1. Information We Collect

Rubo Credit LLC ("we," "our," or "us") collects information you provide directly to us, including your name, email address, state of residence, and credit-related information you choose to share through our client portal. We also collect information automatically when you use our website, such as IP address, browser type, and pages visited.

2. How We Use Your Information

We use the information we collect to:

•Provide, maintain, and improve our credit repair services
•Send you your service contract and required disclosures
•Communicate with you about your account and service progress
•Comply with legal obligations under CROA, FCRA, and TSR
•Protect against fraud and unauthorized access

3. Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information with credit bureaus (Equifax, Experian, TransUnion) and original creditors as necessary to perform our dispute services on your behalf. We may also share information with service providers who assist in our operations, subject to confidentiality agreements.

4. Data Security

We implement industry-standard security measures including 256-bit SSL encryption, secure data storage, and access controls to protect your personal information. However, no method of transmission over the internet is 100% secure.

5. Your Rights

You have the right to access, correct, or delete your personal information. To exercise these rights, contact us at [email protected]. California residents have additional rights under the CCPA.

6. Contact Us